Equifax Pricing
Finance & Investing
Equifax costs you
$119.40
a year on Complete, at $9.95 a month.
Price checked Nov 9, 2026 on equifax.com
Yearly saves you $19.45 a year
Complete Premier is $19.95 a month and Complete Family Plan $29.95 a month. Each plan costs less paid yearly: $99.95, $199.95 or $299.95 a year. Core Credit (Free) costs $0.
Free for up to 10 subscriptions, no card.
Add it once and we email you 7 days and 1 day before each $9.95 charge.
See it on equifax.com- Counted Nov 13, 2026
- 329 services priced
- 47 re-read every night
- 319 cancel guides, each dated
- 68 scored Friction-Heavy to cancel
- 12 price rises recorded since Aug 30, 2026
Equifax pricing
| Plan | Billed monthly | Billed yearly |
|---|---|---|
| Core Credit (Free) When you're looking for just the basics to keep track of your credit. | $0 | |
| Complete Equifax credit monitoring & ID theft protection features for one adult. | $9.95 a month | $99.95 a year ≈ $8.33 a month our math Saves 16% our math |
| Complete Premier 3-bureau credit features & extra ID theft protection features for one adult. | $19.95 a month | $199.95 a year ≈ $16.66 a month our math Saves 16% our math |
| Complete Family Plan Credit and ID theft protection features for the family. | $29.95 a month | $299.95 a year ≈ $25.00 a month our math Saves 17% our math |
What Core Credit (Free) includes
- Daily VantageScore 3.0 credit score based on Equifax data
- Daily access to your Equifax credit report
- No credit card required
What Complete includes
- Daily Equifax credit report and 1-bureau VantageScore credit score
- Equifax credit report monitoring with alerts
- Equifax credit report lock
- Automatic fraud alerts
- Identity restoration specialists
- Up to $500K identity theft insurance
Complete Premier also lists
- All features of Equifax Complete
- Credit report monitoring at Equifax, Experian and TransUnion
- 3-bureau credit scores and report once a year
- Dark web scan and Social Security number monitoring
- Personal data removal from 100+ people search sites
- Up to $2MM identity theft insurance, with stolen funds replacement
- Lost wallet assistance
Complete Family Plan also lists
- All features of Premier for two adults
- Equifax credit report lock and monitoring for up to 4 kids
- Social Security number monitoring for up to 4 kids
- Identity restoration and up to $2MM ID theft insurance for the kids
Source: www.equifax.com
Price history
We check Equifax's prices by hand, not nightly.
Last checked Nov 9, 2026.
How to cancel Equifax
29/100 to cancel
Mostly Compliant, easier to leave than 259 of the 319 we've scored.
Tap a column for what it measures. How we score
Quick answer
Sign in to myEquifax, click your name in the top right corner, select My Account, then Cancel Subscription, or call Equifax at 1-888-Equifax (1-888-378-4329). A monthly plan runs to the end of the billing month with no refund; an annual plan is refunded for each fully unused month. The credit report lock comes with the paid plan, so if you rely on it, set up the free Lock & Alert service or a free security freeze before you cancel.
Why this score?
Five things, weighted: steps (20%), warnings (25%), channel (25%), refund (15%) and recovery (15%). How we score
If you're reconsidering Equifax
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Sources & corrections
- Last full check
- November 9, 2026
- Prices
- equifax.com
- Cancel steps
- my.equifax.com/membercenter/#/login
Found something wrong? Email support@recurdash.com and we'll check it against Equifax's own page.