Experian Pricing
Finance & Investing
Experian costs you
$59.88
a year on Core, at $4.99 a month.
Price checked Nov 9, 2026 on experian.com
Yearly saves you $9.89 a year
Plus is $14.99 a month and Premium $24.99 a month. Each plan costs less paid yearly: $49.99, $149.00 or $249.99 a year. Free costs $0.
Free for up to 10 subscriptions, no card.
Add it once and we email you 7 days and 1 day before each $4.99 charge.
See it on experian.com- Counted Nov 13, 2026
- 329 services priced
- 47 re-read every night
- 319 cancel guides, each dated
- 68 scored Friction-Heavy to cancel
- 12 price rises recorded since Aug 30, 2026
Experian pricing
| Plan | Billed monthly | Billed yearly |
|---|---|---|
| Free Check your Experian credit report anytime and see how you may look to lenders, plus get basic tools to help build and manage your credit. | $0 | |
| Core Unlock deeper credit insights, planning tools and essential identity protection to help you make smarter financial decisions. | $4.99 a month | $49.99 a year ≈ $4.17 a month our math Saves 17% our math |
| Plus Manage your money with access to cash and tools to help reduce your expenses and grow your savings. Plus get credit monitoring and ID protection. | $14.99 a month | $149.00 a year ≈ $12.42 a month our math Saves 17% our math |
| Premium Protect your credit with comprehensive monitoring, advanced identity and privacy protection, and identity theft insurance. | $24.99 a month | $249.99 a year ≈ $20.83 a month our math Saves 17% our math |
What Free includes
- Experian credit report and FICO Score, updated daily on sign-in
- Experian Boost: add utility, phone, streaming, rent and insurance payments to your Experian credit file
- One-time dark web scan and one-time personal privacy scan
- Personal finance tools, plus Experian Smart Money digital checking and savings accounts
- No credit card required
What Core includes
- Everything in Free, plus industry FICO Scores for mortgage, auto and bankcard
- FICO Score Simulator: see how paying down debt or opening an account could affect your score
- Experian CreditLock: lock and unlock your Experian credit file, with alerts if someone tries to access it
- Dark web surveillance, fraud resolution and lost wallet assistance
- Up to $100K identity theft insurance
- Experian report only; Equifax and TransUnion reports are Premium only
Plus also lists
- Everything in Core: industry FICO Scores, Score Simulator, CreditLock and dark web surveillance
- Experian Cash advances of $25 to $250, powered by Brigit (not all users qualify; not in all states)
- Bill negotiation and subscription cancellation service (results vary)
- Up to $500K identity theft insurance
Premium also lists
- Experian, Equifax and TransUnion credit reports and FICO Scores
- Everything in Core, plus bill negotiation and subscription cancellation
- Regular personal privacy scans of people-finder sites, with auto removal
- Social Security tracing, address change validation, and social network and financial account monitoring
- Up to $1M identity theft insurance
- No Experian Cash advances (those come with Plus)
Source: www.experian.com
Price history
We check Experian's prices by hand, not nightly.
Last checked Nov 9, 2026.
How to cancel Experian
29/100 to cancel
Mostly Compliant, easier to leave than 259 of the 319 we've scored.
Tap a column for what it measures. How we score
Quick answer
Sign in on a computer, open Membership details and switch your plan to the free membership, or call Experian at 1-866-617-1894. That stops the Core, Plus or Premium charge but keeps your Experian account on the free plan; closing the account is a separate request. Experian gives no refunds, and you keep the paid features until the end of the billing period. If your plan includes CreditLock, cancelling unlocks your Experian credit file, so place a free security freeze the same day.
Why this score?
Five things, weighted: steps (20%), warnings (25%), channel (25%), refund (15%) and recovery (15%). How we score
If you're reconsidering Experian
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Sources & corrections
- Last full check
- November 9, 2026
- Prices
- experian.com/plans
Found something wrong? Email support@recurdash.com and we'll check it against Experian's own page.