Best Subscription Tracker Apps 2026 (Free and Paid)

Last updated: October 17, 2026. Listings and prices checked on the US App Store and on the vendors' own pages the same day.

Search the US App Store for "subscription tracker" and MonoBoost Cancel Subscriptions is in the first ten results. It's "designed to keep you in control by helping you cancel Apple subscriptions," says the description. Now scroll to In-App Purchases. The first line reads "Weekly Premium Subscription $9.99." That's $519.48 a year, from an app whose own listing sells a yearly plan for $99.99.

MonoBoost isn't an outlier. Of the 20 dedicated trackers in Apple's first 24 results on October 14, at least five sell a weekly plan. Five declare data "used to track you." None of the nine top-ranking articles I read for these searches mentions either.

Free on iPhone, iPad and Mac, or $8.99 once: Subscriptions by Touchbits. Any phone, in a browser: SubTracker.io, TrackMySubs, or the one I build, and on Android that's where I'd start. If you run your own server: Wallos. To have an app find your subscriptions for you: Rocket Money, which needs your bank login.

And one rule for the rest of the shelf: skip any subscription tracker that sells a weekly plan. A weekly plan renews 52 times a year, the same forgotten-charge pattern a tracker is supposed to catch.

The short list

Reminders before a renewal come free with TrackMySubs, Wallos and RecurDash, and Touchbits' listing keeps them out of its Pro list. SubTracker.io saves them for its paid Plus plan.

What 20 tracker listings show

I took the 24 apps Apple's US store returned for "subscription tracker" on October 14. Four are budgeting and expense apps (YNAB, Copilot, Emma, MonAi), so I set them aside and read the other 20 listings on October 17.

The weekly-plan tell

Over a year, each weekly plan costs 3.6 to 17.3 times the same app's yearly plan. Submind's gap is the widest: $2.99 a week against $8.99 a year.

That's at least five of 20, and three more stay open. Subpilot shows no billing periods. Kango's purchase list stops at Apple's limit of ten items, and Subsmind's listing says it has in-app purchases but lists none.

A weekly plan earns the most from people who forget to cancel, and forgetting to cancel is why people install a tracker. I can't see how that works out for the buyer.

Trackers that declare tracking

Five of the 20 declare it on their privacy label:

Apple defines tracking as linking data about you "with Third-Party Data for targeted advertising or advertising measurement purposes," or sharing it "with a data broker."

Subtle is the one to read twice. Its description has a section headed "PRIVATE BY DESIGN": "Your data stays on your device and in your own private iCloud, so we never see it." Its label declares Purchases, Identifiers and Usage Data used to track you.

The description and the label disagree, and the listing doesn't say which is right. Labels are self-declared. Each carries Apple's line "This information has not been verified by Apple."

A clean label doesn't clear an app either. Two of the five that declare "Data Not Collected," Jack Furness's Subscription Tracker and Submind, sell weekly plans.

Per-use fees

Subpilot says "Access to the app requires a subscription." Its purchase list adds "1 Auto Cancellation $4.99" and "5 Auto Cancellations $17.99" on top. Its three Premium prices show no billing period, and its terms say pricing "will be presented to you at the point of subscription." The other per-use charge is Rocket Money's bill negotiation fee (below).

None of this is an objection to charging money. Touchbits and TrackMySubs both charge, and they're on the short list. The line is a weekly plan, a fee per use, a price you can't read until you're subscribing, a trial that turns into a plan, or a label that declares tracking. Rocket Money crosses two of those lines: a success fee through November 1, and a Premium trial that rolls into a plan. In my reading, its label crosses a third. It's on the short list anyway, for the one job nothing else here does, and its section below says what that costs.

How I checked (and what I didn't do)

This was a read of the listings, not a hands-on test. I didn't install the 20 apps and use them, and the other picks below rest on the same evidence, except TrackMySubs, which I've used myself. Touchbits and Wallos aren't among the 20. They came from the r/macapps thread below, and they and the browser apps got the same read. For each I read the description, the In-App Purchases list, the App Privacy section and the version date on the US store. For the bigger apps I also read the newest written reviews. Your own search may show a different order.

Why listings? They're what you can check before installing. The purchase list is what Apple can charge you, and the label is the developer's own declaration.

Reviews add the in-use side. Written reviews skew negative, so compare apps with each other, not with a satisfaction rate. Mind the windows too: Rocket Money's 150 cover three weeks, Subpilot's two and a half months, MonoBoost's a year and Bobby's six years.

Read the billing column first. Subpilot's lower count doesn't clear it. Its 150 cover two and a half months, and 17 of its 30 low ones are about its own charges.

The best free subscription trackers

Subscriptions by Touchbits. The free version lists "Unlimited subscriptions" and "Free iCloud sync" on iPhone, iPad and Mac. Payment reminders and an "Ad-free experience" are in its general feature list, not the Pro list, so I read them as free. Paying is optional: $2.99 a year or $8.99 once. Its label says "Data Not Collected." It's the pick in the r/macapps thread that ranks for "best subscription tracker app." Apple's own search for "subscription tracker" left it out of the first 24. Rated 4.70 from 172 ratings.

Subo. Free for six subscriptions, then passes: $3.99 for three months, $9.99 for twelve, $24.99 for life. "Neither option renews automatically." iPhone and iPad, updated September 23, 2026.

Apple's and Google's subscription screens. On iPhone, Settings, tap your name, Subscriptions. On Android, Subscriptions in Google Play, which shows each renewal date. Each covers only what its own store bills. Apple says as much: with no receipt from Apple, "You might've bought the subscription from another company."

Wallos, if you run a server. Free under GPL-3.0. You install it on your own server, in Docker, and it sends reminders by "Email, Telegram, Discord, etc." If that sentence means nothing to you, skip it. On r/selfhosted, it's the tracker every new one gets compared to.

Paid, but only once

One r/macapps commenter put it plainly:

"No data collected, Family Sharing Enabled, One-time purchase? Damn dude, you're most of the way to a purchase just based on that." — u/xhazerdusx, r/macapps

Bobby. Free with a cap, then $0.99 to lift it or $2.99 for everything, paid once. On the store since 2016, rated 4.75 from 8,013 ratings. Its trouble isn't billing: 72 of its 150 newest written reviews are three stars or fewer, and 8 of those are about price. About 17 say its notifications don't fire or arrive wrong. A reminder is the one job a tracker can't miss, so Bobby isn't on my short list. The last update was December 9, 2025, ten months before I checked.

Subvia. Free for three, then $9.99 once: "No recurring Premium subscription." Two ratings, first released August 2025. Too new for me to vouch for.

Chronicle breaks this section's rule: Chronicle Pro renews, at $14.99 with no period stated (reviewers say yearly). It's a bill organizer you fill in by hand, rated 4.83 from 3,840 ratings, and it's been on the App Store since 2012, longer than any tracker here.

Over a few years, each of these costs less than any yearly plan in the next section.

In a browser, on any phone

Android users land here. A web app runs on any phone or computer, and none of these three asks for a bank login.

SubTracker.io. Free "$0 forever" with unlimited subscriptions and CSV import. Renewal alerts and email reminders are on Plus, at $5.90 a month or $49 a year. "No bank connection, ever," says the home page.

TrackMySubs. Free for up to 10 subscriptions, with email alerts before each renewal. Unlimited is $10 a month or $99.99 a year.

RecurDash. I build this one, so weigh that. Free for up to 10 subscriptions, with email reminders on the days you choose. Pro is $48 a year, printed on the home page before you sign up, with no trial to convert and a 30-day money-back guarantee. No bank login, ever. Its weak spot: there's no import, so you type each subscription in. There's no store listing either, so no label to read; the privacy policy is the equivalent.

If you'd rather have an Android app: Subby from subby.online, free with ads plus a one-time PRO that Google Play prices at $19.99. "Subby doesn't read your bank," says its site. Its Play Data safety section declares app interactions, device IDs and purchase history shared for "Advertising or marketing," and says "Data can't be deleted." Of the Play trackers I read, the most-installed manual one, AppFlux's Subscriptions (500K+ installs), declares "No data shared with third parties." It shows ads and has a 3.2 rating. One shares data for advertising and the other runs ads, so on Android I'd start with a browser app.

If you want them found for you: Rocket Money

Rocket Money is the one pick here that reads your bank to find subscriptions. You link accounts through Plaid, the company behind the bank-login screen in many US apps. Per Rocket Money's security page, Plaid "receives a secure, encrypted token. That token is what allows Rocket Money to view your transaction data." The scan is free.

Premium is "pay what you think is fair," which its pricing page puts at "typically ranging from $7 to $14 per month," after a 7-day free trial. Web access is Premium-only. Premium+ is "a fixed $15/month plus tax," and you upgrade yourself in the app or on the web. The Rocket Money pricing page on this site tracks the tiers.

From November 2, 2026, bill negotiation, where Rocket Money works to lower your bills, is Premium+ only. In Rocket Money's words, "Instead of paying a fee every time we successfully lower a bill, Premium+ members will get Bill Negotiations with no added success fee." And: "there's no paid, a la carte option." The fee this replaces is "35–60% of your first year's savings." Only one of the nine top-ranking articles mentions the change, and none gives Premium+'s price.

Now the label. Rocket Money's App Store listing has no "Data Used to Track You" section. Under "Data Linked to You," it lists Purchase History and Payment Info for "Third-Party Advertising." Apple describes that purpose as "displaying third-party ads in your app, or sharing data with entities who display third-party ads." Apple files that under a different heading from tracking. I'd weigh it the same as a tracking label: the data is your purchase history and payment info, and the declared purpose is advertising.

On Google Play, its Data safety form declares financial info, credit score included, as shared, with purposes that include "Advertising or marketing." The security page says "We do not accept payment of any kind in exchange for your personal information or financial data." Both can be true; the Play form doesn't say who gets the data.

The case for linking is real:

"The subscriptions people forget about are usually the ones they are trying to find." — u/HereeToRead, r/povertyfinance

But a bank feed reads statement lines. The Rocket Money alternatives post shows what that does to subscriptions billed through Apple or Roku, and covers the budgeting apps too. For what a bank link hands over, see why a tracker doesn't need your bank login. Already in and want out? Here's how to cancel Rocket Money.

Do you need an app at all?

Reddit mostly says no. I read 34 question threads on nine subreddits since January 2025. The top answers to "which tracker?" were read your statement (54 commenters), a calendar reminder (32), a spreadsheet (21) and the bank's own app (12). Wallos came next at 11, then Rocket Money at 8, mixed to negative. Bobby, the most-named iPhone app, reached eight commenters only across a wider set of 42 threads.

Read any tracker recommendation knowing who wrote it, this one included. About two-thirds of the 200 tracker posts on those subreddits since 2025 came from developers, and moderators, AutoModerator or Reddit removed 62% of them.

Pay for a handful of things on one card and read your statement anyway? A spreadsheet and a calendar reminder are free and yours, and the 30-minute subscription audit is that method with a clock on it.

An app helps in two places: a reminder before every renewal without a calendar entry per subscription, and one total across cards and currencies. Need neither? Skip the app.

Check any tracker in 60 seconds before you install it

1. In-App Purchases. Scroll the listing down to Information and open In-App Purchases. A line saying "Weekly" settles it: skip the app. So does a per-use charge like Subpilot's "1 Auto Cancellation." Apple shows ten items at most, so a full list can hide more.
2. App Privacy. If "Data Used to Track You" is there, skip it. Then read what's under "Data Linked to You" and why. Purchases or payment info listed for "Third-Party Advertising" is the same trade under another heading.
3. Version history. Two of the 20 had gone 11 months or more without an update, one since October 2022. I'd want one within the last year.
4. The free cap. Kango's reviewers say its free tier stops at two subscriptions. Subo's is six, TrackMySubs' and mine are ten, Touchbits' has none.
5. "Cancels for you." MonoBoost's developer replies on its own listing that "MonoBoost does not cancel subscriptions on your behalf." Subpilot's terms say "you authorize Subpilot to act on your behalf." An app either gives you instructions or acts as you.

On Google Play, the purchase list shows only a price range, so the weekly check doesn't carry over. The privacy check does, in the Data safety section: look for "Data shared" and "Data can't be deleted."

Questions people ask

Is there a completely free subscription tracker?

Yes. Touchbits' Subscriptions is free and unlimited on Apple devices, Wallos is free if you host it, and Apple's and Google's screens cost nothing.

Free with no business model is a fair worry. Under one free tracker's launch, a reply with 38 upvotes doubted it would last without one. Wallos is open source, and Touchbits sells paid tiers.

Does iPhone have a built-in subscription tracker?

Partly. Its Subscriptions screen lists what Apple bills, including subscriptions bought inside App Store apps. Anything you pay a company directly isn't there. Turn on Renewal Receipt Emails "to receive a receipt each time one of your subscriptions renews." It arrives after the charge, so it won't warn you before one.

Is Rocket Money free?

The scan is, on the mobile app. Premium typically runs $7 to $14 a month, by Rocket Money's own pricing page, after a 7-day trial that rolls into the price you picked at signup. Premium+ is $15 a month.

Are subscription tracker apps safe?

It depends on what they hold. A bank-linked tracker holds a token to your transactions. A manual one holds what you typed, but no bank link doesn't mean no tracking: Subtle links no bank and still declares Purchases, Identifiers and Usage Data used to track you. Either way, the privacy label is the developer's word, not Apple's.

MonoBoost's "Weekly Premium Subscription $9.99" sits in plain view, three lines above its own $99.99 yearly plan. Anyone can read it before tapping Get. That's the check: one minute on the listing before any tracker gets your card.

This is not financial advice. Prices are as printed on each US App Store listing and vendor page on the dates above, and change without notice.