Rocket Money Pricing

Name: Rocket Money
Brand: Rocket Money
Price: 6.00 USD
Availability: InStock

Finance & Investing Last verified September 12, 2026

From

$6.00/mo

53 Friction-Heavy

Track Rocket Money on RecurDash View on help.rocketmoney.com

Rocket Money pricing

All 2 plans side by side. Prices shown in USD.

Premium

Cheapest

Designed for members who want more control, customization, and automation.

$6.00/mo

≈ $72.00/yr if paid monthly

Pay-what-you-want pricing — you choose your monthly price on a sliding scale
Cancellation services — detects subscriptions, cancels unwanted ones for you, and requests refunds when possible
Unlimited custom budget categories and full transaction management
Full Experian credit report and credit score tracking
Net worth tracking, Financial Goals, and automated savings
Real-time syncing for linked accounts, plus account sharing
7-day free trial for new Premium members

Premium+

Everything in Premium plus Rowan, an AI assistant that monitors your accounts and acts on them over text message.

$15.00/mo

≈ $180.00/yr if paid monthly

Rowan AI assistant — text it about your finances; it proactively flags price hikes, forgotten subscriptions and expiring free trials
Rowan cancels subscriptions and negotiates bills on your behalf when you reply
Zero-fee bill negotiation (the 35–60% success fee is waived on this tier)
Refund requests — Rowan contacts companies on your behalf
Everything in Premium: cancellation services, unlimited budgets, credit report, net worth, account sharing
Launched 2026-08-25 to select subscribers; broader availability promised later in 2026

Verified September 12, 2026 · Source: help.rocketmoney.com

Price history

We just started tracking Rocket Money's pricing. Price changes will be listed here once we have seen the page move.

How to cancel Rocket Money

A quick read on what to expect — full step-by-step guide is one click away.

53 Friction-Heavy

Open Settings (gear icon) → Premium → Manage Membership → Cancel Membership, then push through four retention screens (a "keep Premium" prompt, a credit-report warning, a $3/month downsell, and a reason survey) and click Submit And Cancel Premium. You keep Premium until the end of your current billing period — Rocket Money does not give partial refunds, so annual plans keep access until the year ends. Canceling Premium does not delete your account or stop any pending bill negotiations.

Why this score?

Computed from five weighted dimensions: required steps, retention friction, channel restrictions, refund policy, and recovery hostility. See the full rubric.

Read the full cancel guide