Acorns Pricing

Finance & Investing Last verified July 7, 2026

From

$3.00/mo

53 Friction-Heavy

Acorns pricing

All 3 plans side by side. Prices shown in USD.

Bronze

Cheapest

Investing tools to get you started on your financial journey.

$3.00/mo
≈ $36.00/yr if paid monthly
  • Investment account with an expert-built, diversified portfolio
  • Save and invest spare change everyday with Round-Ups®
  • Acorns Later retirement account
  • Checking account that saves and invests for you, with no overdraft fees
  • 450+ in-app partner brands to earn bonus investments with
  • Educational courses on all things money

Silver

Level up your saving and investing skills with even more tools.

$6.00/mo
≈ $72.00/yr if paid monthly
  • Everything in Bronze, plus an Acorns Later retirement account with a 1% IRA match on new contributions during your first year
  • Emergency Savings for life's unexpected hiccups
  • Grow your money with 3.35% APY on Emergency Savings (APY subject to change)
  • Get your bonus investments matched by Acorns (up to 25%)
  • Live Q&As with investing experts

Gold

Full suite of saving, investing, and learning tools for you and your family.

$12.00/mo
≈ $144.00/yr if paid monthly
  • Everything in Silver, but with a 3% IRA match on new Acorns Later contributions during your first year
  • Investment account for kids with a 1% match
  • Customize your portfolio with the ability to add individual stocks and ETFs
  • Get your bonus investments matched by Acorns (up to 50%)
  • Acorns Early money app and debit card for kids and teens, with chores tracker and automated allowance
  • Money Manager smartly splits your money across investing, saving, and spending
  • $10,000 life insurance policy for eligible customers, plus a no-cost Will (valued at $299)

Verified July 7, 2026 · Source: www.acorns.com

Price history

We just started tracking Acorns's pricing. The chart will appear here once we have at least two dated snapshots.

How to cancel Acorns

A quick read on what to expect — full step-by-step guide is one click away.

53 Friction-Heavy

In the Acorns app, tap your profile icon, then Settings > My Subscription > Cancel subscription (on acorns.com it's Profile & Settings > My Subscription). Acorns won't cancel until you close every open account — it sells your investments and sends the balance to your linked bank, which takes 3–6 business days and can have tax consequences. Closing accounts alone does not stop the monthly fee.

Why this score?

Computed from five weighted dimensions: required steps, retention friction, channel restrictions, refund policy, and recovery hostility. See the full rubric.

Sources & corrections

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