Xero Pricing
Finance & Investing
Xero costs you
$324.00
a year on Early, at $27.00 a month.
Price checked Nov 9, 2026 on xero.com
Growing is $59.00 a month and Established $97.00 a month.
Free for up to 10 subscriptions, no card.
Add it once and we email you 7 days and 1 day before each $27.00 charge.
See it on xero.com- Counted Nov 13, 2026
- 329 services priced
- 47 re-read every night
- 319 cancel guides, each dated
- 68 scored Friction-Heavy to cancel
- 12 price rises recorded since Aug 30, 2026
Xero pricing
| Plan | Billed monthly |
|---|---|
| Early An easy financial foundation - track cash flow with the essentials. | $27.00 a month |
| Growing Go beyond the basics - automate tasks and access performance dashboards. | $59.00 a month |
| Established Future proof your scaling business - with advanced tools and analytics. | $97.00 a month |
What Early includes
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions, with Smart Document Capture
- Real-time reports, basic graphs and a 30-day cash flow forecast
- W-9 + 1099 management and sales tax
- Online bill payments with free domestic ACH
- Auto-reconcile available as a $5.00/month add-on
Growing also lists
- Everything in Early, plus invoices and bills without Early's limits
- Auto-reconcile transactions included
- 60-day cash flow forecast
- Custom performance dashboards and financial health scorecards
- Budget with smart suggestions (3 budgets)
Established also lists
- Everything in Growing, plus a 180-day cash flow forecast
- Use multiple currencies
- Track time and costs for projects
- Employee expense and mileage claims
- Analyze KPIs and ratios, and benchmark against the industry
- International online bill payments
Source: www.xero.com
Price history
How to cancel Xero
35/100 to cancel
Mostly Compliant, easier to leave than 229 of the 319 we've scored.
Tap a column for what it measures. How we score
Quick answer
Only your organization's subscriber can cancel. If Xero bills you directly, it's done in Xero on the web (an Apple or Google subscription cancels in the Xero Accounting app instead). Open My Xero, then Subscriptions, click the three-dot menu next to your organization and choose Cancel subscription. Pick a reason and click Confirm cancellation. A paid plan has a one-month notice period: Xero keeps billing, with no refund, up to the day a month after you cancel, so cancel a month before you want the charges to stop and export your books first. Xero's cancel help page has the details.
Why this score?
Five things, weighted: steps (20%), warnings (25%), channel (25%), refund (15%) and recovery (15%). How we score
If you're reconsidering Xero
Other finance & investing services, picked by category.
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Sources & corrections
- Last full check
- November 9, 2026
Found something wrong? Email support@recurdash.com and we'll check it against Xero's own page.