How to Cancel Xero

Updated . 10 steps, about 3 minutes.

Xero costs you

$324.00

a year on Early, at $27.00 a month.

Price checked Nov 9, 2026 on xero.com

Cancellation difficulty: Mostly Compliant, 35/100, easier to leave than 229 of the 319 we've scored. How we score

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Xero prices and price history
  • Counted Nov 13, 2026
  • 329 services priced
  • 47 re-read every night
  • 319 cancel guides, each dated
  • 68 scored Friction-Heavy to cancel
  • 12 price rises recorded since Aug 30, 2026

Quick answer

Only your organization's subscriber can cancel. If Xero bills you directly, it's done in Xero on the web (an Apple or Google subscription cancels in the Xero Accounting app instead). Open My Xero, then Subscriptions, click the three-dot menu next to your organization and choose Cancel subscription. Pick a reason and click Confirm cancellation. A paid plan has a one-month notice period: Xero keeps billing, with no refund, up to the day a month after you cancel, so cancel a month before you want the charges to stop and export your books first. Xero's cancel help page has the details.

  • Counted Nov 13, 2026
  • 329 services priced
  • 47 re-read every night
  • 319 cancel guides, each dated
  • 68 scored Friction-Heavy to cancel
  • 12 price rises recorded since Aug 30, 2026

Step-by-step instructions

  1. Sign in as the subscriber and open My Xero

    Only the organization's subscriber can cancel a Xero subscription, and Xero notes that this might be your accountant or bookkeeper. If you're not sure it's you, the accountant step below shows where to check. Use a web browser: Xero says a subscription it bills directly has to be cancelled in the web version of Xero. Sign in, click the organization name, then select My Xero.

  2. Open Subscriptions and choose Cancel subscription

    Click the Subscriptions tab. Each organization you're responsible for has a row showing its billing account, subscriber, country, plan and status. Click the three-dot menu at the end of the row and choose Cancel subscription, the last of six options. Change plan in the same menu keeps the subscription running, so leave it alone. Xero's help gives a second route for paid plans: click the organization name, select Subscription and billing, then click Cancel subscription.

    Xero My Xero Subscriptions page with one organization on the Established plan, status Active with a Free until 13 Jun 2026 badge, and its three-dot menu open listing View subscription, Change plan, View billing account, Change billing account, Request transfer and Cancel subscription
  3. Read the end date in Confirm cancellation

    A Confirm cancellation box opens. On a paid plan, Xero's own help screenshot shows it saying the subscription "will end in one month" and "You'll be billed up to" a date a month away: billing and access stop then. If you're still in a free offer period, the box names the day after the free period ends and says the subscription is free until then. Either way it warns that the organization "will no longer be accessible to you or any other users" and to make sure your data has been exported. You keep access until the end date, so you can confirm now and export before then.

    Heads up: On a paid plan, Xero's help screenshot shows a line at the top of this box: "Consider downgrading your subscription to continue using Xero." It's a save prompt. A cheaper plan still bills every month, and Xero says it has no read-only plan, so skip it if you want the charges to stop.

    Xero Confirm cancellation box saying the subscription for this organization will be cancelled on 14 Jun 2026 and is free until then, warning that the organization will no longer be accessible and to export data first, with a Learn more link and the question asking for the main reason for canceling
  4. Pick a main reason and click Confirm cancellation

    Under "What is the main reason for canceling your subscription?" choose one of ten answers, from "Too expensive" to "Business changes (e.g shut down, sold or left)". Xero's help lists picking a reason as a step before confirming. Two answers, "Doesn't have the features I need" and "Other", say "please specify below". With Other picked and the text box empty, the box turns red with "Required". A short sentence is enough. Then click the red Confirm cancellation button.

    Xero Confirm cancellation box with Other (please specify below) selected and the empty text box outlined in red with a Required error, above the red Confirm cancellation button
  5. Check the status says Cancellation due

    You're back on Subscriptions, where the Status column now shows an orange "Cancellation due on" badge with the end date. The capture we have goes straight from the confirm click to this page. That badge is your proof the cancellation went through. To undo it before that date, Xero's help says to click the organization name, select Subscription and billing, then click Stop Cancellation and Yes, stop cancellation.

    Xero Subscriptions page after cancelling, the organization row now showing an orange Cancellation due on 14 Jun 2026 badge beside the green Free until 13 Jun 2026 badge
  6. If this applies to you

    Export your books during the notice month

    Every user keeps access to the organization during the one-month notice period, and Xero recommends exporting your data then. Once it ends, Xero archives the organization and nobody can open it, and there's no read-only plan to fall back on. There's also no single export: Xero says to export data from each area of Xero and run reports from the reports screen, and your user role decides what you can export (payroll reports need the approve payroll permission). As one r/xero member put it: "As far as I can tell, there's no bulk data export from Xero". If you need the books later, you have to reactivate and pay again, and payroll, projects or expenses data needs a plan that includes that feature.

  7. If this applies to you

    If your accountant or bookkeeper is the subscriber

    Xero says only the subscriber can cancel, change the plan or transfer the subscription. To see who that is, check the Subscriber column in My Xero, or click the organization name, select Settings, and under General click Subscription and billing, which shows the subscriber's name and email. If it isn't you, ask that person to cancel. An accounting practice that pays for your subscription on its own billing account cancels it from My Xero, Subscriptions, Cancel subscription; Xero's partner help says the one-month notice applies there too and the practice is charged until it ends. The subscriber can also transfer the subscription to you, and if they've left your company, Xero has a separate help page for taking it over.

  8. If this applies to you

    If you pay through Apple or Google

    If you bought Xero in the Xero Accounting app and Apple or Google bills you, Xero says to cancel using the iOS or Android version of that app, not the website. Xero's US terms say that if you subscribe through an app store, you follow that platform's termination policies instead. On an iPhone or iPad the subscription also sits in Settings, your name, Subscriptions, where Apple says to tap the subscription, then Cancel Subscription. On Google Play, open your subscriptions, choose Manage, then Cancel subscription; Google notes that uninstalling the app doesn't cancel. Invoices for these charges are in Apple's purchase history or Google's order history, not in Xero.

  9. If this applies to you

    Cancel connected apps and check add-ons

    Cancelling Xero doesn't cancel the subscriptions of apps connected to it: Xero says each one has to be cancelled on its own to avoid further charges. If you use Xero Payroll, Xero bills its per-user fees for the previous month rather than in advance, so the last of them can turn up after the rest. To keep Xero but drop payroll, remove it from your plan through Change subscription instead of cancelling. Cancelling one organization doesn't touch any other subscription you pay for, and it doesn't delete your Xero login, which you delete separately if you want it gone.

  10. If this applies to you

    If you're still charged after cancelling

    One more invoice after you cancel is normal, and it may land off your usual billing date. Xero's example: if you're normally invoiced on the 21st and cancel on 16 July, your final invoice covers 21 July to 15 August. If other subscriptions share the billing account, the cancelled one's final charges go on their next invoice. Beyond that, check My Xero, Subscriptions for the "Cancellation due on" badge, and for a second organization that's still active. One r/xero member who removed the company instead of cancelling the subscription kept being charged until they found the Subscriptions menu and cancelled there. Xero also says an overdue or suspended subscription has to be paid up before it can be cancelled. For anything else, start a support conversation from "Stuck? Let's get you sorted" at the bottom of Xero's cancel help page.

Frequently Asked Questions

Will I be charged after canceling Xero?

Yes, for the notice month on a paid plan. Xero's US terms say you cancel "by providing Xero with one month's notice" and still pay "all relevant subscription fees up to and including the day of termination". Anyone who signed up since August 2017 is invoiced at the start of each monthly billing period, so the final invoice covers the stretch up to that day and can arrive off your usual date. You keep full access while you pay. That's why one r/xero member who "cancelled a few days before the end of my subscription" was still charged, and why another advises cancelling "at least 30 days before you actually want to stop paying". If Apple or Google bills you, their rules apply instead.

Can I get a refund from Xero?

Generally no. Xero's US terms say "no refund is due to you if you terminate your subscription", and that you'll "only pay for services that have been provided to you". Xero's cancel help adds that you're billed through the notice period "even if you don't use Xero". Switching to a cheaper plan partway through a month doesn't bring a credit for the rest of it either. The way to pay less is timing: the notice month starts the day you cancel, so cancel as soon as you know you're leaving.

What happens to my Xero data after I cancel?

Nothing changes during the notice month: all users keep access, and that's when Xero recommends exporting. When it ends, Xero archives the organization, and its US FAQ says archived data "cannot be accessed by anyone". Xero keeps it so you can get it back: the US FAQ and its data processing terms both say up to seven years, unless you ask for it to be deleted sooner through the "Stuck? Let's get you sorted" link on the cancel help page. To see it again you reactivate the subscription; for a quick look Xero suggests reactivating and cancelling straight away, which still means paying for the notice month. After the retention period the data is permanently deleted. The organization stays in your organization list, and your Xero login keeps working for the demo company or a new organization.

How do I cancel Xero if Apple, Google or my accountant pays for it?

If Apple or Google bills you, cancel in the Xero Accounting app on that phone, as Xero's help says, or in the store's own subscription settings (on iPhone, Settings, your name, Subscriptions). Xero's US terms say app store subscriptions follow that platform's termination policies. If your accountant or bookkeeper is the organization's subscriber, only they can cancel, whether you pay them or their practice pays Xero for you. Ask them to cancel, or to transfer the subscription to you so you can. A practice that cancels a client's subscription gets the same one-month notice and is charged until it ends.

Can I cancel during the Xero free trial or an intro offer?

Yes. Xero's help says a trial subscription is cancelled immediately, and a 30-day trial you never buy is suspended when it ends rather than billed. It's different if you picked a plan and added payment details at sign-up: Xero's US terms say a free period set up that way is billed automatically when it ends. One r/xero member who meant to start a trial was told by support that "the upfront subscription was selected during checkout rather than the free trial option". For the one-month-free offer, Xero's offer terms say cancelling during the free month costs nothing and takes effect at the end of it, which is what the screens in this guide show. After any offer, the one-month notice applies. Xero's 80%-off offer runs for three months and then bills the regular price monthly until you cancel, so cancel at least a month before the discount ends, or part of the notice month will fall after it.

Can I restart Xero after canceling?

Yes. During the notice month, stop the cancellation: click the organization name, select Subscription and billing, click Stop Cancellation, then Yes, stop cancellation. After it ends, the subscriber can reactivate within Xero's data retention period (up to seven years in the US): in My Xero, open Subscriptions, click the filter icon and choose All, then open the organization's menu, choose Reactivate and click Confirm purchase. Access comes back immediately. Xero warns that a promo code from your first purchase won't apply again, so expect the regular price, and check afterwards that your bank feeds and connected apps still work.
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