bunq Pricing
Finance & Investing
$4.47 a month for Core
Pro is $11.18 a month, Elite $21.26 a month and Pack $32.45 a month. Free costs $0.
bunq pricing
| Plan | Billed monthly |
|---|---|
| Free Everything you need to get started. | $0 |
| Core The bank account for everyday use. | $4.47 a month |
| Pro More ways to save, budget, and travel. | $11.18 a month |
| Elite Premium banking for your international life. | $21.26 a month |
| Pack Enjoy bunq together with your friends, family, and partner(s). | $32.45 a month |
Offers for new subscribers
- Elite: Free for 30 days, then $21.26 a month.
What Free includes
- 3 Bank Accounts, each with its own IBAN
- 1 Digital Card for Apple Pay and Google Pay (physical cards need a paid plan)
- Weekly interest on EUR savings: 3.11% bonus rate on balances above your threshold, 1.61% base rate on the first €10,000 below it (variable rates)
- ZeroFX card payments abroad up to €1,000 a year, then a 1.5% fee per payment
- Cash withdrawals €2.99 each
- Joint Accounts when invited by a paid plan
- 24/7 online support chat
What Core includes
- 5 Bank Accounts, each with its own IBAN
- 1 Physical Card and 1 Digital Card
- Unlimited ZeroFX card payments abroad at the Mastercard rate plus a 0.5% markup
- First 5 cash withdrawals a month €0.99 each, then €2.99
- Open Joint Accounts
- 24/7 SOS hotline and online support
Pro also lists
- 25 Bank Accounts, each with its own IBAN
- 3 Physical Cards and 25 Digital Cards
- 5 free foreign currency transfers a month
- First 6 cash withdrawals a month free, the next 5 €0.99, then €2.99
- 20% off stock trading fees (0.79% per order instead of 0.99%)
- Income Organizer, spending limits, invoice scanning and Zapier
- Priority 24/7 support
Elite also lists
- Everything in Pro, plus worldwide Travel Insurance by Qover, with rental car cover; your family travels on the same policy
- 8GB of free global eSIM data each year
- 10 free foreign currency transfers a month
- 50% off stock trading fees (0.49% per order)
- New accounts start on a 30-day Elite trial that continues at €18.99 a month unless you switch plans
Pack also lists
- 4 bunq Pro accounts, or 3 bunq Pro and 1 bunq Pro Business, the owner's included
- €7.25 per person a month, all billed to the Pack owner
- Each member keeps their own private bunq Pro account
- A member can upgrade to bunq Elite for €9 a month more, charged to that member
- Extra cards and withdrawals are billed to each member
- Leaving a Pack moves you to bunq Pro at €9.99 a month, not to Free
Source: www.bunq.com
Price history
We check bunq's prices by hand, not nightly.
Last checked Oct 26, 2026.
How to cancel bunq
bunq has no cancel button for a paid plan: you switch to bunq Free, and only in the app. Tap your profile, then Plan, Switch Plan, and pick bunq Free (bunq's own steps). The switch starts when your current billing cycle ends, and plan fees already paid are not refunded. New personal accounts start on a 30-day bunq Elite trial that continues at €18.99 a month unless you switch. In a bunq Pack, Leave Pack moves you to bunq Pro at €9.99 a month, not to Free, so switch plans after that. Close Account on the same screen closes your whole account, which is a separate decision.
Why this score?
Computed from five weighted dimensions: required steps, retention friction, channel restrictions, refund policy, and recovery hostility. See the full rubric.
If you're reconsidering bunq
Other finance & investing services in the same space.
Curated by category. Not paid placements.
Sources & corrections
- Last full audit: October 26, 2026
- Pricing source: https://www.bunq.com/personal/plans
- Cancellation source: https://help.bunq.com/articles/how-do-i-change-my-plan
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