Monarch Pricing

Name: Monarch
Brand: Monarch
Price: 99.99 USD
Availability: InStock

Finance & Investing Last verified July 21, 2026

From

$8.33/mo billed annually ($99.99/yr)

22 Click-to-Cancel Compliant

Track Monarch on RecurDash View on www.monarch.com

Monarch pricing

All 2 plans side by side. Prices shown in USD.

Core

Cheapest

$14.99/mo

or $99.99/yr Save 44%

Track spending, set a budget, and watch your net worth grow
Connect to 13,000+ banks and financial institutions
Automatic budget creation with overspend alerts
Track investment performance and monitor diversification
AI Assistant with guidance shaped by financial professionals
Add a partner for free; works on web, mobile, and iPad
7-day free trial (payment method required)

Plus

$16.67/mo

billed annually ($199.99/yr)

Everything in Core, plus Forecasting for retirement and what-if scenarios
Business tracking for a side hustle, LLC, or rental property with dedicated P&L
Export-ready business reports for tax season
Advanced investment analysis: unrealized gains and losses, Morningstar-powered fund analysis
Complimentary couple's will through Trust & Will ($299 value)
7-day free trial (payment method required)

Verified July 21, 2026 · Source: www.monarch.com

Price history

We just started tracking Monarch's pricing. The chart will appear here once we have at least two dated snapshots.

How to cancel Monarch

A quick read on what to expect — full step-by-step guide is one click away.

22 Click-to-Cancel Compliant

Sign in at app.monarchmoney.com/settings/billing, click Manage subscription, then the Cancel subscription link at the bottom of the Change Subscription modal. Pick a reason, click Continue, and confirm the access-until date. You keep Premium until that date — Monarch does not auto-bill again after a completed cancel.

Why this score?

Computed from five weighted dimensions: required steps, retention friction, channel restrictions, refund policy, and recovery hostility. See the full rubric.

Read the full cancel guide