Monarch Pricing
Finance & Investing
$14.99 a month for Core
Plus is $199.99 a year. Core also bills yearly: $99.99 a year.
Monarch pricing
| Plan detail | Core $14.99 a month or $99.99 a year Saves 44% our math | Plus $199.99 a year |
|---|---|---|
| Forecasting | Not included | Yes Retirement and major life events |
| Business tracking | Not included | Yes LLC, rental property or side business |
| Business P&L and tax exports | Not included | Yes |
| Advanced investment analysis | Not included | Yes Unrealized gains, losses and asset allocation |
| Complimentary will | Not included | Yes Couple's will through Trust & Will, after the trial |
| Platforms | Web, mobile and iPad | Web, mobile and iPad Plus features currently on desktop only |
What Core includes
- Track spending, set a budget, and watch your net worth grow
- Connect to 13,000+ banks and financial institutions
- Automatic budget creation with overspend alerts
- Track investment performance and monitor diversification
- AI Assistant with guidance shaped by financial professionals
- Add a partner for free; works on web, mobile, and iPad
- 7-day free trial (payment method required)
Plus also lists
- Everything in Core, plus Forecasting for retirement and what-if scenarios
- Business tracking for a side hustle, LLC, or rental property with dedicated P&L
- Export-ready business reports for tax season
- Advanced investment analysis: unrealized gains and losses, Morningstar-powered fund analysis
- Complimentary couple's will through Trust & Will ($299 value)
Source: www.monarch.com
Price history
We check Monarch's prices by hand, not nightly.
Last checked Jul 21, 2026.
How to cancel Monarch
Sign in at app.monarchmoney.com/settings/billing, click Manage subscription, then the Cancel subscription link at the bottom of the Change Subscription modal. Pick a reason, click Continue, and confirm the access-until date. You keep Premium until that date — Monarch does not auto-bill again after a completed cancel.
Why this score?
Computed from five weighted dimensions: required steps, retention friction, channel restrictions, refund policy, and recovery hostility. See the full rubric.
If you're reconsidering Monarch
Other finance & investing services in the same space.
Curated by category. Not paid placements.
Sources & corrections
- Last full audit: July 21, 2026
- Pricing source: https://www.monarch.com/pricing
- Cancellation source: https://app.monarchmoney.com/settings/billing
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