Oportun Set & Save Pricing

Finance & Investing Last verified September 28, 2026

From

$3.99/mo billed annually ($47.88/yr)

35 Mostly Compliant

Oportun Set & Save pricing

Oportun Set & Save sells a single plan. Prices shown in USD.

Set & Save

Cheapest

The savings app built around you

$5.99/mo
or $47.88/yr Save 33%
  • Learns your income and spending habits to save amounts you can afford, automatically
  • Save toward as many goals as you want, or just a rainy-day fund
  • Smart Bills goals save in the background and send money back before a bill hits
  • Balance protection tops up your bank from your Rainy Day fund if it dips below your minimum
  • Free standard withdrawals (1–5 business days); instant withdrawals cost 99¢ where supported
  • Deposits FDIC-insured on a pass-through basis up to $250,000 at partner banks
  • 30-day free trial; cancel anytime

Verified September 28, 2026 · Source: oportun.com

Price history

We just started tracking Oportun Set & Save's pricing. Price changes will be listed here once we have seen the page move.

How to cancel Oportun Set & Save

A quick read on what to expect — full step-by-step guide is one click away.

35 Mostly Compliant

Set & Save can only be cancelled in the Oportun app or by emailing help@oportun.com. In the app, tap the person icon (top left), then Subscription, Manage and Cancel subscription. Skip the two feedback screens, tap Continue with cancellation on the free-months offer, then tap Cancel subscription once more. You keep Set & Save until your plan end date, and after that Oportun sends whatever is left in your goals back to your linked checking account. Deleting the app does not cancel it. Oportun's own steps: Oportun help center.

Why this score?

Computed from five weighted dimensions: required steps, retention friction, channel restrictions, refund policy, and recovery hostility. See the full rubric.

If you're reconsidering Oportun Set & Save

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