YNAB Pricing
Finance & Investing
YNAB costs you
$179.88
a year, at $14.99 a month.
Price checked Nov 8, 2026 on ynab.com
Yearly saves you $70.88 a year
Or $109.00 a year.
Free for 34 days, then $14.99 a month.
- Counted Nov 9, 2026
- 296 services priced
- 47 re-read every night
- 283 cancel guides, each dated
- 68 scored Friction-Heavy to cancel
- 12 price rises recorded since Aug 30, 2026
YNAB pricing
| How you pay | You're charged | Over a year |
|---|---|---|
| YNAB (monthly) | $14.99 every month | $179.88 12 payments our math |
| YNAB (annual) | $109.00 once a year | $109.00 ≈ $9.08 a month our math Saves $70.88 (39%) against paying monthly our math |
Offers for new subscribers
- YNAB (annual): Free for 34 days, then $109.00 a year.
What YNAB includes
- Connect all your accounts and track them in one place
- Direct import from select US, Canadian, UK and EU banks; file import elsewhere
- Set savings goals and track your progress at a glance
- Plan debt payoff with an integrated loan calculator
- Real-time syncing across devices
- Share one subscription with up to six people
- 34-day free trial, no credit card needed when you sign up directly
Source: www.ynab.com
Price history
How to cancel YNAB
19/100 to cancel
Click-to-Cancel Compliant, easier to leave than 7 of the 283 we've scored.
Tap a column for what it measures. How we score
Quick answer
Open app.ynab.com/settings in a web browser and sign in. The YNAB app has no billing settings, so on a phone use the phone's browser. Scroll down, click Cancel Subscription and confirm. You keep YNAB until the end of the period you paid for. If Apple or Google bills you, cancel with them instead. Monthly fees aren't refunded, and since late September 2026 YNAB no longer promises a prorated refund on annual plans outside the UK, Switzerland and the EEA, so don't delete your account expecting one.
Why this score?
Five things, weighted: steps (20%), warnings (25%), channel (25%), refund (15%) and recovery (15%). How we score
If you're reconsidering YNAB
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Nobody pays to be listed here.
Sources & corrections
- Last full check
- November 8, 2026
- Prices
- ynab.com/pricing
- Cancel steps
- app.ynab.com/settings
Found something wrong? Email support@recurdash.com and we'll check it against YNAB's own page.